What Exchange Rate is used when I will Withdraw Money via Payoneer Debit Card?

I personally have not used Payoneer Debit Card ever: so I do not know for sure how they convert US Dollars to other currencies: but after doing some research on the internet and as I have used other payment processors, where $ is being converted to my local currency, I can therefore give you a basic idea about how such conversion works: [I have got payments from AdSense using Western Union option]

When you are receiving money in a country where $ is not the local currency, you will then receive the cash in whatever the local currency is:

For example: In UK, you will get British Pound:
In India, you will get your money in Indian Rupees:
Etc

The real question is: What exchange rate will be used when you will receive your money in your local currency?

The money you get via Payoneer Debit Card can be classified as Remittance: exchange rate of Dollar vs Local-Currency will depend on the country where you live: for example: assume that someone in Pakistan wants to get his money via Payoneer Debit card: after doing some research, I have found that the conversion rate used for Pakistani users is around 2-4 Rupees less than the rate at which you can exchange US Dollars in the Open-Market:

As I am writing this article, Pak Rupee is above 86 against the $: which means that in Pakistan, you will get 86 Pakistani Rupees against every Dollar you cash:

Now if we take a look at the exchange rate used by Banks to convert US Dollars for remittance: this rate is around 83.60 Rupees:

Please note that National Bank Of Pakistan releases different kinds of exchange rates: for example: if you have a US Dollars Account, then you can cash in your money for Rs. 86.05 per US Dollar: but when you are getting money from a third party, like Western Union, you will get Rs. 83.60 per $:

I can carry-on explaining these things but the more I will explain, I believe, the more complicated will this topic get: so it will be better to just stick to the main topic:

You simply don’t need to worry about the exchange rate when you use Payoneer Debit Card to get your money from freelance sites, the exchange rate will be 1-2 percent less than the open market rates.

This is yet another disadvantage of using this payment processor: Payoneer Debit card could be the best payment option if they cost less fees and if we can get our money in US Dollars instead of the local currency : )

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